Tips about Buying Domestic Helper Insurance
Buying domestic helper insurance is as easy as purchasing commodities in a grocery. It comes in different packages offering different policies. Based on what you like and the thing you need, all you have to accomplish is choose.
With all the emerging insurance companies, it is crucial to know what to search for in maid insurance. You must carefully consider not only the packaging, but more so the content of the policies they will have and the credibility of the business in implementing the insurance 女傭公司.
A major criterion to consider in buying domestic helper protection is the insurance company’s credibility. Big companies are more likely to live up to their customer’s expectations compared with newbies in the business. Check how long the insurance companies have been in the business, and how they are dealing with their clients. The length of service and the forms of clientele are strong guarantees of a company’s credibility.
Apart from the credibility foundation of an insurance company, it is very important to scrutinize the plans . Insurance firms have different plans to suit the maid’s needs. A simple plan normally includes compensation and hospitalization in case of accidents, but you can find more details to be aware of.
Some policies cover just the medical care insurance of the maid, while some are the dental insurance. You can find policies which cover all types of accidents, oftentimes called full protection, and there are a few which clearly indicates exclusions from the plan coverage. Other details like repatriation expense, service allowance insurance, etc. in favor of the domestic helper change from one insurance policy to another.
Domestic helper insurance also protects not merely the maid but additionally the employer. The employer can also claim insurance from loss in the event of theft and fraud. And some insurance companies even offer protection from unauthorized usage of International Direct Dialing system. The employer may also opt to be protected in the event his domestic helper suffers from some illnesses or accidents.
Before investing in a maid insurance, it’s important to weigh which policy is cost efficient and appropriate. The price of buying the policy ought to be beneficial to the best interest of both maid and the employer. It will provide a worry free relationship between both parties especially during unfortunate events.
Lastly, the terms and conditions of shopping for a domestic helper insurance ought to be read carefully. Every detail of the agreement must be understood by all parties.
